RiverStone is dedicated to insurance run-off management, that is, the strategic resolution of financial and operational issues associated with closing a book of business. Run-off is when an insurance company decides to exit a line of business, or that particular insurance market altogether, in order to bring finality to its portfolio of liabilities. Companies in run-off have stopped writing new coverage and policies for a particular product, but the existing policies of the ceased line remain in effect until all liabilities have been resolved. Examples of such liabilities we manage include asbestos, pollution, health hazard claims, etc. Fairfax Financial Holdings Limited is RiverStone’s parent company. RiverStone’s role within Fairfax is to manage distressed assets, in such a way to minimize the cost, and maximize the potential return on invested capital.